The following information pertains to the Big Returns Fund: Cost Class "A" Class "B" Class "C" 0.00 Front-end load 5.14 0.00 Back-end load 0.00 5.49 1.42 Declining 1% per year First year only Management fee 0.90 0.90 0.90 12b-1 fee 0.25 0.50 0.80 For each share class, calculate (1) how much you would pay in initial commissions, (2) how much you would pay in back-end commissions if you sold after two years, (3) how much in value is lost to annual expenses over a two-year holding period. Assume you purchased $2,000 worth of shares in this fund, and that prior to reductions for management and 12b-1 fees the gross fund return was 11.00 percent each year. Click on the table icon to view the FVIF table E Compound Sum of $1 (FVIF) 7.10% 1.0710 1.2285 1.1470 1.1492 7.20% 1.0720 1.2319 7.30% 1.0730 1.1513 1.2354 7.40% 1.0740 1.1535 1.2388 1.0750 1.0760 7.50% 1.1556 1.2423 1.2458 7.60% 1.1578 7.70% 1.0770 1.1599 1.2492 1.2527 1.0780 7.80% 1.1621 7.85% 1.2545 1.0785 1.1632 7.90% 1.0790 1.1642 1.2562 1.2580 7.95% 1.0795 1.1653 8.00% 1.0800 1.1664 1.2597 8.10% 1.0810 1.1686 1.2632 8.20% 1.0820 1.1707 1.2667 8.30% 1.0830 1.1729 1.2702 1.0840 1.2738 8.40% 1.1751 8.50% 1.1772 1.2773 1.0850 1.0860 8.60% 1.1794 1.2808 1.2844 8.70% 1.0870 1.1816 1.2879 8.80% 1.0880 1.1837 1.1848 8.85% 1.0885 1.2897 8.90% 1.0890 1.1859 1.2915 8.95% 1.0895 1.1870 1.2932 9.00% 1.0900 1.1881 1.2950 1.1903 9.10% 1.0910 1.2986 9.20% 1.0920 1.1925 1.3022 1.3058 9.30% 1.0930 1.1946 9.40% 1.0940 1.1968 1.3093 1.0950 9.50% 1.1990 1.3129 9.60% 9.70% 1.2012 1.0960 1.3165 1.0970 1.2034 1.3201 1.0980 9.80% 1.2056 1.3238 9.85% 1.0985 1.2067 1.3256 9.90% 1.0990 1.2078 1.3274 1.0950 1.1990 9.50% 1.3129 1.0960 1.2012 9.60% 1.3165 9.70% 1.0970 1.2034 1.3201 1.0980 9.80% 1.2056 1.3238 1.2067 9.85% 1.0985 1.3256 1.2078 9.90% 1.0990 1.3274 1.0995 1.2089 9.95% 1.3292 1.3310 10.00% 1.1000 1.2100 1.1100 1.2321 11.00% 1.3676