The following information relates to Gold Star National Bank. On-Balance-Sheet Items (Assets) Cash $4 million U.S. Treasury securities 30.6 Deposit balances due from other banks Loans secured by first liens on residential property 1-to-4 family dwellings 66 Loans to corporations 105.3 Total assets 209.9 million The ratio of Tier 1 capital to risk weighted assets is: 5.41% 4.35% 3.57% 7.72% Off-Balance-Sheet Items Standby letters of credit backing repayment of commercial paper Long-term unused loan commitments to corporate customers Total off-balance-sheet items Tier 1 capital Tier 2 capital 20.5 million 25.5 million 46.0 million 7.5 million 5.8 million