The following information was taken from the financial statement of XYZ Ltd ($ thousands) Year 2 850 520 595 60 165 160 260 85 175 185 200 Particulars Total assets Credit sales Cost of goods sold Cash Debtors Inventory Net fixed assets Creditors Short-term debt Long-term debt Equity Year 1 750 420 450 50 150 130 120 75 125 125 125 Year 3 860 550 645 55 180 170 250 100 170 175 210 Calculate those ratios which indicate the efficient use of assets and discuss potential sources of trouble.