THE FOLLOWING IS AN ESSAY QUESTION THAT REQUIRES A COMPLETE RESPONSE.

A ONE, TWO, THREE OR FOUR PARAGRAPH RESPONSE IS NOT ACCEPTABLE. THE STUDENT IS EXPECTED TO ADDRESS THE RIGHTS OF EACH PARTY IN EACH STORY AND THE LAW THAT APPLIES TO THE ISSUES INVOLVED.

on May 1^st, John issued a check to Dick for $ 100 for auto repairs.

On May 3^rd,Dick endorsed the check to Bill ( "pay to Bill" ) in payment for cleaning.

Later, Bill changed the amount of the check to $ 1,000 .

On May 7^th, Bill negotiated the check to Melvin in exchange for various pieces of used

and antique furniture. Melvin took in good faith and without notice.

On May 9^th, John experienced problems with his motor vehicle and these were the very

same problems he paid Dick to fix. As a result, he wrote a letter to his bank, Citi Bank,

requesting that it "stop payment" on the check he issued to Dick for $ 100 and placed it

in a US mailbox.BUT, it contained the wrong address for the bank. Later that same day

John suffered a heart attack and died.

On May 15^th, Melvin negotiated the check to Paul in payment of a debt and with the

words: "Pay to Paul. Without Recourse. Melvin."

On May 17^th, Citi Bank was advised by John's family of his death.

On May 18^th, Paul deposited the check with his bank, Capital One.

On May 19^th, the check was received by Citi Bank for payment and at the same time, the

mailman delivered the mail including John's letter. The check was paid for $ 1,000.

In June, the Estate of John received the monthly check statement from Citi Bank and

discovered that a check issued by John for $ 100 had been honored for $ 1,000. It also

learned that John had attempted to "stop payment." The Estate consults you about its

rights and the rights of all parties.Discuss fully.