The following is the balance sheet of XYZ bank. Assume that Demand deposit does not pay any interest. Assets (Smillions) 1-year consumer loan 3-month treasury bills 6-month liquidity loan 0-year fixed rate industry loan Total Liabilities (Smillions) Demand deposit 1-year time deposit 50 20 100 150 30 160 Equity Capital 3410) Now assume that the annual payment from 30-year mortgage loan will be $6 million over the next one year, out of which $5 million will be principal payment and $1 million will be interest payment. What is the bank's one-year repricing gap in Smillions