The following question is about Prepaid Legal Services / LegalShield. Do you think this type of product/service will be as marketable in the future as it is now? EXPLAIN THOROUGHLY, citing how the critical business risks for this company affect the future. Do you think theres been any change in the critical risks that must be managed well? Discuss the competitive environment for this type of service, naming any other companies which you think are the main competitors of PPs successor company .Discuss any new developments in this industry which you feel are critical to the future success of this company.