The following questions are based on the case provided below. Able fhe. and Baker fhe. fece the following borowing costs in the fired and floating rate markets:

$\backslash$table$[[,$FiredRete Market,Ploating Rate Market$],[\backslash$table$[[$Baker$],[$Able$]],T+1\mathrm{.}90\%,L+0\mathrm{.}20\%$