The following statement refers to a source of short-term credit. Select the best term to complete the following sentence: When resources are used and the payment for those resources is delayed, the result is the spontaneous creation of short-termm Marino Assemblers Corporation is a manufacturing company. Marino's new CFO is reviewing the company's payment policy with the accounting staff. She has learned that Marino has not taken advantage of discounts in the past, and it typically pays its suppliers 30 days after the invoice date. The CFO has instructed the accounting staff to take advantage of all discounts and to stretch payments to those suppliers that do not offer discounts to 45 days. What type of financing is this? O Accrual O Trade credit O Bank loans O Commercial paper