The following table shows the sensitivity of four stocks to the three FamaFrench factors. Assume the interest rate is 3%, the expected risk premium on the market is 6%, the expected risk premium on the size factor is 3.8%, and the expected risk premium on the book-to-market factor is 5.4%.

	Ford	Walmart	Citigroup	Apple
Market	1.26	0.58	1.07	1.27
Size	0.09	0.45	0.01	0.65
Book-to-market	0.78	0.23	0.87	0.70

Calculate the expected return on each stock. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places.)