The four people below have the following investments.

Invested Amount Interest Rate Compounding

Jerry $ $12,30012\%$ Quarterly

Elaine $15,3008$ Semiannually

George $22,3007$ Annually

Kramer $18,3009$ Annually

Required:

$1-$a$.$ Calculate the future value at the end of five years. $($FV of $$1,$ PV of $$1,$ FVA of $$1,$ and PVA of $$1)$

$1-$b$.$ Who has the greatest investment accumulation?