The future value of $550 six years from now at 5 percent. The future value of $400 saved each year for 10 years at 8 percent. The amount a person would have to deposit today (present value) at an interest rate of 7 percent to have $900 five years from now. The amount a person would have to deposit today to be able to take out $400 a year for 6 years from an account earning 6 percent