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The future value of an ordinary annuity stream of $200 periodic payment per year is $624.32 when valued at a 4% rate. By approximately how

The future value of an ordinary annuity stream of $200 periodic payment per year is $624.32 when valued at a 4% rate. By approximately how much would the future value change if this is an annuity due and the new interest rate is now at 2%?

a. $0

b. $27 increase

c. $27 decrease

d. $36 increase

e. $36 decrease

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