The future value of the following cash flows at the end of the fifth year is $20,000 (including the missing cash flow at year 5). Determine the value of the missing cash flow at year 5, if the interest rate used is to find the future value is 5 percent. O 1 2 3 4 5 + + + + 3,000 3,000 3,000 3,000 X Select one: $7,073 $6,751 $6,423 $6,089 $5,748 $5,400 $5,046 $4,685