The global financial crisis of 2007–2009 lowered barriers to entry in the financial industry by making the regulatory environments more accommodative to financial innovation, lowering interest rates, and widening the talent pool available to fintech companiesDiscuss specific example(s) of FinTech innovation that entered the scene or thrived due to lowered barriers to entry and increased regulatory oversight on big financial institutions in the aftermath of the Global Financial Crisis.How do the relaxed or not yet developed regulatory policies around FinTechs help them thrive and innovate better? Give an example of how FinTech has helped customer segments that were marginalized by traditional financial institutions through innovative solutions that banks could not offer. How can RegTech help large Financial Institutions manage regulatory compliance in recent times?