The Gorgeous Gifts Company has 46 full-time employees. Frank's Fishing Company has 121 full-time employees. Which of the following statements about these employers is true? (There may be more than one answer.) Frank's Fishing Company is more likely than the Gorgeous Gifts Company to self insure Both businesses must provide health insurance to all full-time employees Frank's Fishing Company must provide health insurance to its full-time employees, but the Gorgeous Gifts Company does not Both businesses are large employers