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The government is involved in the mortgage and loan industry in a number of ways, ranging from chartering savings and loan associations to insuring deposits

The government is involved in the mortgage and loan industry in a number of ways, ranging from chartering savings and loan associations to insuring deposits through the FDIC to guaranteeing loans through a variety of methods.

In your opinion should the government have such a significant presence in the mortgage and loan industry? Why or why not?

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