The Great Recession of 2007- 2009 led to the financial crisis of 2008. In the U.S., banks experienced failures, required bailouts, and extraordinary central bank intervention. In contrast, Canada had no bank failures, no bailouts, and its recession was less severe than that of the U.S. Which of the following accounts for this difference?

A- Canadian banks are smaller in size and have less international exposure to risk, compared to U.S. banks.

B- Canadian banks can better self-regulate themselves than their U.S. counterparts.

C- Canadian banks make more conservative loan decisions than American banks.

D- Canada's Bank Act strongly regulates Canadian banks while the U.S. government lacks that authority.

The final task of production and operations managers is:

A- Production Control

B- Dispatching

C- Quality Checks

D- Problem Management