The hacking of the Ashley Madison dating website (see Technology and the Law: The Risks and Costs of a Data Breach in Chapter 3.) resulted in the release of the names, phone numbers, email addresses, sexual preferences, and payment information of over 33 million users. What are the potential costs of this hacking incident to the owners and operators of the website? What role can insurance play in managing the risk of a cyberattack that results in the loss of data?