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The hazard risk quadrant includes property risk, liability risk and human resource (HR) risk. Why are these types of risk included in the hazard risk

The hazard risk quadrant includes property risk, liability risk and human resource (HR) risk. Why are these types of risk included in the hazard risk quadrant? What are the sources of each of these types of risk? How are these risks similar and different? How are these risks assessed and treated?

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