The Highland View Company has the following policies: An auto liability policy with a $1 million limit above $300,000 self- insured retention (SIR) per occurrence A products liability policy with a $5 million limit above $1 million SIR per occurrence. An umbrella policy with a $10 million limit per occurrence above the limits on the auto and product liability During the policy period, Highland View incurs a $2 million auto liability loss and a $20 million product liability loss. How much will be paid by Highland View, auto liability insurer, product liability insurer and umbrella insurer, respectively?