The Homeowner Flood Insurance Affordability Act of 2014 (HFIAA) provided that home owners currently receiving a flood insurance subsidy who sell their home a. could no longer transfer the current flood insurance policy to the home buyers, but the buyer would continue to pay a subsidized premium. b. could transfer the current flood insurance policy to the home buyers who must then pay the full actuarial premium. c. could transfer the current flood insurance policy to the home buyers who would continue to pay the same subsidized premium. d. must inform the buyers of their home's flood zone