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The housing bubble was created by all of the following EXCEPT Group of answer choices a)increase in the income and credit score requirements needed to

The housing bubble was created by all of the following EXCEPT

Group of answer choices

a)increase in the income and credit score requirements needed to secure a mortgage

b)the increase in sub-prime mortgage lending

c)easy access to low-cost mortgages for all

d)the growth of CDO's

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