The Howards are saving up to go on a family vacation in 3 years. They invest $3100 into an account with an annual interest rate of 1.31% compounded annually. Answer the questions below. Do not round any intermediate computations, and round your final answers to the nearest cent. If necessary, refer to the list of financial formulas. (a) Assuming no withdrawals are made, how much money is in the Howards" account after 3 years? ? (b) How much interest is earned on the Howards' investment after 3 years? $0