The inflation rate, which was 7.0% from March 2022 to March 2023, is now 3.6% between March 2023 and March 24. Assuming households and businesses expected inflation to persist at 7% in 2024 while the actual inflation fell below 4%. Explain who is likely to be most negatively affected by this unexpected change and who may benefit from it in relation to income, assets, and debts