The insurance company which manages the retirement fund promises to pay a stated (or nominal) rate of 12% per year, but with quarterly compounding. if your mother invests $1000 each six months, starting 18 months from today, how much will she have 5 years from now, assuming the last payment is made at the end of year 5? Draw the time lines for all the problems and show all the formulas/equations. Show financial calculator inputs. Answer should be $9,929.50