The insured owns a building with an insurable value of 2.5 million and a personal property with an insurable value of 500,000 at the time of loss. Both properties are insured against earthquake under the EQ and VEE coverage with percentage deductible with an 80% coinsurance, a limit of 2.0 million for building, a limit of 450,000 or personal property, and a 5% deductible.