The interest rate for the 25-year term of a $1,500,000 mortgage loan is 5.6% compounded semiannually. Under 30% of the total loan value as down payment, the mortgage will require bi-weekly payment____(21)____$ (paid at the end of each bi-week period), which cannot be changed through the amortization period except the final payment. The mortgage contract gives the borrower the right to prepay up to 10% of the original mortgage loan once a year without interest penalty. What is the new loan balance____(22)____ today if the borrower could make annual prepayment of 2% of the original mortgage loan starting from the beginning of the second year for a total of 9 prepayments. The equivalent bi-weekly rate should be ____(23)____% (If your answer is 0.12%, you should input 0.12). It will take the borrower ____(24)____ bi-weeks (two decimal places, dont round it up or down) to pay off the loan, and the final payment should be ____(25)_____$.