The interest rate is 2.4% pa compounding monthly. The loan term is 30 years with an:

-interest-only period for the first 5 years (months 1 to 60 inclusive); switching to

-fully amortising for the remaining 25 years (months 61 to 360 inclusive).

A loan repayment schedule is shown below, with some parts missing in bold.

Loan Repayment Schedule
Interest-only for first 5 years, switching to fully amortising for remaining 25 years,
interest rate of 2.4% pa paid monthly
Time	Total payment	Interest component	Principal component	Liability, just after payment
Month	$/month	$/month	$/month	$
0				800,000.00
1	1,600.00	1,600.00	0.00	800,000.00
60	1,600.00	1,600.00	0.00	800,000.00
61	3,548.78	a	b	c
62	3,548.78	d	e	?
63	3,548.78	1,592.20	1,956.58	794,141.97
64	3,548.78	1,588.28	1,960.49	792,181.47
356	3,548.78	35.28	3,513.50	14,124.42
357	3,548.78	28.25	3,520.53	10,603.89
358	3,548.78	21.21	3,527.57	7,076.32
359	3,548.78	14.15	3,534.63	3,541.69
360	3,548.78	7.08	3,541.69	0.00

Which of the below statements is NOT correct? All answer options are rounded to 2 decimal places as is the table above.

Select one:

a. The interest component at month 61 is $1,600.00.

b. The principal component at month 61 is $1,948.78.

c. The amount owing just after the payment at month 61 is $798,400.00.

d. The interest component at month 62 is $1,596.10.

e. The principal component at month 62 is $1,952.68.