The Johnsons want to buy a 2017 Nissan Altima for $28,570. Bank of America will charge them a 5.75 percent annual rate compounded monthly for a 5-year loan. If the Johnsons can afford a $450 monthly payment, how much do they need to borrow? How much would the Johnsons need for a down payment? Prepare a loan amortization table showing principal and interest payments required to pay off the loan. (Any help/feedback would be greatly appreciated).