The law that protects home buyers from predatory lending is the _____ Act. This law stipulates that if the lending institution fails to properly disclose the costs, risks, and terms in its loan agreement for the loan that the home buyer is borrowing, the borrower has up to three years to rescind the transaction.

Group of answer choices

Home Ownership and Equity Protection Act (HOEPA)

National Affordable Housing Act

Community Reinvestment Act

Truth-in-Lending Act