The Lee family is planning to apply for a mortgage. Their household gross income is $84,000 per year. The proposed mortgage payment would be $1,900 per month. They have a $450 car payment and charge $600 to their credit card each so they can earn airline miles on necessities such as gas and groceries (they wisely pay the card balance each month to avoid credit card interest). Are they likely to get approved for the loan? Yes, both DTI ratios are where they should be No, although the front-end DTI is fine, their back-end DTI is too high No, although the back-end DTI is fine, their front-end DTI is too high No, both DTI ratios are too high