The loan amount $($or value of the principal$)$ is $$245,000$

The annual interest rate is $3\mathrm{.}875\%$

The interest rate is compounded $12$ times a year $($or monthly interest rate$)$

The mortgage will last $15$ years.

In cell N$11,$ enter the PMT function to calculate the monthly payment needed to pay off this loan, and then make the PMT value positive.