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The loan application for a prospective buyer of a new vehicle is turned down due to his bad credit record. Which consumer credit institution probably

The loan application for a prospective buyer of a new vehicle is turned down due to his bad credit record. Which consumer credit institution probably revealed this bad credit record?

Select one:

a.The National Consumer Tribunal

b.A credit bureau

c.A credit counsellor

d.The National Credit Regulator

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