The loan was paid in full before its due date. Obtain the value of h from the given table. Then use the actuarial method to find the amount of unearned interest and the payoff amount. Regular monthly payment: $407.83 APR: 9.0% Remaining number of scheduled payments after payoff: 18 Annual Percentage Rate (APR) Num of monthly payments 9.0% 9.5% 10% 10.5% 11% Finance charge per $100 of amount financed (h) 6 $2.64 $2.79 $2.94 $3.08 $3.23 12 $4.94 $5.22 $5.50 $5.78 $6.06 18 $7.28 $7.69 $8.10 $8.52 $8.93 The unearned interest is $ ---------. (Round to the nearest cent as needed.) The payoff amount is $ ----------. (Round to the nearest cent as needed.)