The loanable funds theory says that factors affecting the supply and demand for loanable funds explain the fluctuations in the market interest rate. Before examining the market for loanable funds in its entirety, it's important to understand its individual components. Use the following table to determine whether each financial market participant contributes to the supply of loanable funds or the demand for loanable funds in each scenario. Then determine which sector the financial market participant contributes to: business, federal government, foreign, household, or municipal government. Hint: In each scenario, the United States is the domestic country. Scenario Supply or Demand for Loanable Funds Sector The U.S. government runs a budget surplus and purchases $1 billion worth of bonds from banks with the excess funds. Darnell deposits a $1,500 paycheck into a savings account at the local credit union. Injection Molding Inc. borrows $130,000 to finance the purchase of injection molds for its next production cycle. Canada's government imposes a tax law that makes any savings during the year exempt from personal income taxes