The Lowens have decided to purchase a home this year. Mrs. Lowen has an annual income of \\( \\$ 55,750 \\), and \\( \\mathrm{Mr} \\). Lowen has an annual income of \\( \\$ 42,500 \\). Based on their financing terms, the monthly mortgage payments would be \\( \\$ 1,625 \\). Property taxes have been assessed at \\( \\$ 3,500 \\) for the year. The previous owners have disclosed their gas bills and found it would cost an average of \\( \\$ 175 \\) per month to heat. Based on this information would the Lowen's qualify for a mortgage with the bank? (Show all calculations) Will they qualify? yes or no