The main revenue-generating asset category for banks is ________________.

A.Loans

B.Consumer deposits

C.Business deposits

D.Investment securities

E.Real estate owned

2.Of the following Federal regulators, which can issue a charter to engage in commercial banking in the U.S.?

A.FDIC

B.Federal Reserve

C.Comptroller of the Currency

D.NCUA

E.Three or four of the above.

3.Deposit insurance to commercial banks is provided by the ______________.

A.Federal Reserve

B.Office of Comptroller of the Currency

C.OTS

D.FDIC

E.U.S. Treasury

4.A _______________ is a corporation that owns one or more other subsidiary corporations. In commercial banking, such corporations are under regulation of the Federal Reserve System.

A.correspondent bank

B.holding company

C.money center bank

D.community bank

E.Federal Reserve Bank

5.The U.S. banking system is often referred to as a ____________________ banking system, because there are two governmental "levels" providing bank charters.

A.tiered

B.federal

C.community

D.regional

E.dual