The manager of Steve's Audio is offering Daisy two options. She has approved Daisy's application for 24 months of credit with monthly payments of $45 at an APR of 19.2 percent with monthly compounding. The other option is for Daisy to pay a lump sum at the end of 24 months. At what amount of this this lump sum, would Daisy be indifferent between the two options? (Enter your answer in $ accurate to two decimal places.)