The Millers are not sure whether they should buy or lease a truck. A five-year lease could be arranged with annual lease payments of $5,000, payable at the beginning of each year. The tax shield from lease payments is available at year end. CompuTechs tax rate is 35%. The truck would cost $25,000 and has a five-year expected lifespan, and no residual value is expected. If purchased, the asset would be financed through a term loan at 14%. The loan calls for equal payments to be made at the end of each year for five years. Suppose that the truck would qualify for CCA on a straight-line basis over five years. Calculate the cash flows for each financing alternative. Which alternative is the most economical?