The Millers runs a not-for-profit charity organization that is not subjected to income tax. They are considering the capital investment proposal but has the following factors to consider: Initial investment is $88,000 An acceptable rate of return of 8% Annual net cash flows of $19,000 for 6 years No salvage values A present value factor of X (the result of $1.00 received annually at the end of each year for six years at 8% interest compounded annually. Is the NPV method of this proposal positive or negative? Show your computation and explain how you arrive at your conclusion. 5 points