The mortgage loan application process requires that you summarize your financial condition including your income, assets and liabilities which would typically include the lender requesting: I. A verification of your highest level of education II. Proof of income, such as an employment letter III. Proof of income, such as a recent pay cheque or a T4 tax slip IV. Verification directly with your employer to verify your employment and present salary V. A criminal background check VI. A Credit Report