The mortgage rate that you received was 5.25% but prime is estimated to be 3.25% APR.How much would you have to pay at closing if you took out a FHA mortgage loan for $380,000 and did not put a down payment of 20%, but instead put down 6% which means that you will need to pay an origination fee of 2 points or 2%andPMI of 1.0% on the total loan amount annually.Other fees include $250 loan application fee and $480 appraisal fee, $700 for inspection, $1000 for title search and title insurance, $1000 attorney fee. How much will you pay for the house annually, excluding the mortgage and the property tax?(include the closing cost and the down payment in your calculation)