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The most common way of assessing the overall credit risk of a loan portfolio is by using: Select one: O a. concentration ratio by geographical

The most common way of assessing the overall credit risk of a loan portfolio is by using: Select one: O a. concentration ratio by geographical area, loan type and business type. O b. internal credit risk rating of the borrower. O C. credit scoring. O d. credit analysis of the 6 Cs

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