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The most important thing to do when applying for a consumer loan is: a.lie about one's income and net worth so as to qualify for

The most important thing to do when applying for a consumer loan is:

a.lie about one's income and net worth so as to qualify for a lower borrowing rate

b.ask someone to so-sign the loan

c.truthfully answer all of the loan officer's questions

d.inflate one's academic achievements to impress on the loan officer

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