The National Association of Insurance Commissioners is involved in the regulation of insurance through which of the following: I. Direct involvement through the development of specific regulations for all states to follow II. The regulation of the insurance commissioners of all states III. Indirectly, by the exchange of information and preparation of recommendations IV. Assuring that the insurance of all states are somewhat uniform V. Accrediting state insurance regulatory offices a.) I, II and V only b.) I and IV only c.) III and V only d.) IV only e.) II, III, and IV only