The National Coalition for Telecommunications Education and Learning (NACTEL) is a partnership between telecommunications companies, including AT&T, Century Link, Frontier, and Verizon, and labor unions, such as the Communication Workers of America (CWA) and International Brotherhood of Electrical Workers (IBEW), that has developed online education programs, including courses that allow employees to work toward associate degrees and certificate programs. This is an example of:

		Lifelong learning account
		Dual career path system
		Repatriation programs
		Joint union-managment programs