The need for an ERM framework has been driven by regulatory demands and the complexities of business. ERM is a top down process that encompasses all aspects of the organization starting with the business strategy all the way through to business processes. In a 35 page paper outline the following issues: 1.How can I utilize an ERM model to optimize the corporate strategy? 2.What are some of the limitations of ERM as it related to mitigating risks relate to corporate strategy? 3.How do you engage the organization to consider risks when conducting normal business processes? 4.What role does culture play in risk management