The nominal value of bank loans is ISK 900,000,000 and their book value is ISK 800,000,000. The bank has no other assets. All loans are mortgages with a 35% risk weight. The bank's deposits amount to 700,000,000 The bank's only debts are deposits. What is the ratio of the bank's capital base to risk - weighted assets (capital base ratio, often called the capital ratio)?

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20%

25%

35%

30%

15%