The number of workers per Social Security and Medicare benefits was 5 to 1 in 1960. Today, it is 3 to 1, with an estimated 2 to 1 by 2040 (McConnell, Blue & Flynn, 2012). For tax years 2015 and 2016, the maximum base for Social Security is $118,500. The current argument is that the Social Security Fund will have a significant shortfall unless actions are taken. What are your thoughts on this matter? Why? Why not?