The Office of the Superintendent of Financial Institutions (OSFI) is an independent agency of the Government of Canada, established in 1987 to contribute to the safety and soundness of the Canadian financial system. OSFI supervises and regulates federally registered banks and insurers, trust and loan companies, as well as private pension plans subject to federal oversight.

1. What is the total amount of loans held by the bank? Use total currency

b. What is this number as a percentage of total bank assets?

Foreign Currency Total Currency 371,172 51,017,523 34,485,373 51,452,213 1,406,751 2,704,955 22,325,019 33,435,931 107,173,390 26,636,396 126,727,109 49,676,072 Bank of Montreal CONSOLIDATED MONTHLY BALANCE SHEET As At January 31, 2021 (in thousands of dollars) Section 1 - Assets 1. Cash and cash equivalent (a) Gold, bank notes, deposits with Bank of Canada, cheques and other items in transit (b) Deposits with regulated financial institutions, less allowance for expected credit losses 2. Securities (a) Securities issues or guaranteed by Canada/Canadian Province/Canadian Municipal or School Corporation, less allowance for expected credit losses where applicable Treasury Bills and other short term paper (ii)Other securities (b) Other securities, less allowance for expected credit losses where applicable (i) Debt (ii) Shares 3. Loans (a) Non-Mortgage Loans, less allowance for expected credit losses (0) Call and other short loans to investment dealers and brokers, secured (ii) To regulated financial institutions (ii) To Canadian federal government, provinces, municipal or school corporations (iv) To foreign governments (v) Lease receivables (vi) To individuals for non-business purposes Of (A) Secured by residential property which: (B) Secured by other than residential property (vii) Reverse repurchase agreements (viii) To individuals and others for business purposes Of (A) Secured by residential property which: (B) Secured by other than residential property (b) Mortgages, less allowance for expected credit losses (0) Residential (A) Insured (B) Of which: NHA MBS pooled and unsold (C) Uninsured (D) Reverse Mortgages (ii) Non-residential 1,849,133 53,514,064 0 1,138,628 2,199,818 13,317,284 3,091,659 7,241,305 74,603,310 90,838,689 473,842 64,483,466 1,871,479 55,201,612 396,384 1,138,628 3,441,845 77,151,780 39,999,605 16,943,148 121,573,375 168,562,583 5,779,361 119,410,606 0 0 8,372,868 0 10,708,452 44,584,326 18,992,441 83,494,224 0 16,149,375 215,826 1,728,260 11,741,860 4,201,674 0 924,379 160,685 5,959,154 1,705,873 1,452,966 869,678 6,365,508 4. Customers' liability under acceptances, less allowance for expected credit losses 5. Land, buildings, and equipment, less accumulated depreciation 6. Other assets, less allowance for expected credit losses where applicable (a) Insurance-related assets (b) Accrued interest (c) Prepaid and deferred charges (d) Goodwill (e) Intangibles (i) with definite lives (ii) with indefinite lives (f) Deferred tax assets (9) Derivatives related amounts (h) Due from Head Office and related Canadian regulated Financial Institutions (0) Interests in associates and joint ventures () Other Total Assets 685,791 174,341 689,483 -71,047,550 0 578,327 10,276,297 396,197,426 2,242.774 174,341 1,339,409 34,054,409 0 1,026,297 16,368,961 973,211,078 Bank of Montreal CONSOLIDATED MONTHLY BALANCE SHEET As At January 31, 2021 (in thousands of dollars) Foreign Currency Total 647,528 5,294 2,614,329 2,763,522 2,926,357 6,538,653 Section II - Liabilities 1. Demand and notice deposits (a) Federal and Provincial (b) Municipal or School Corporations (c) Deposit-taking institutions (d) Individuals (i) Tax sheltered (ii) Other (e) Other 2. Fixed-term deposits (a) Federal and Provincial (b) Municipal or School Corporations (c) Deposit-taking institutions 883,563 57,064,028 120,087,234 10,664,545 140,875,581 219,353,269 0 16,903,663 105,701 13,000 28,107,069 0 0 16,903,663 105,701 13,000 28,107,069 0 16,141,506 150,609,233 0 0 215,826 13,864,126 52,188,704 195,099,047 0 0 11,878,122 0 0 0 2. Fixed-term deposits (a) Federal and Provincial (b) Municipal or School Corporations (c) Deposit-taking institutions (d) Individuals (i) Tax-sheltered (ii) Other (e) Others 3. Cheques and other items in transit 4. Advances from the Bank of Canada 5. Acceptances 6. Other liabilities (a) Liabilities of subsidiaries, other than deposits (i) Call and other short loans payable (ii) Other (b) Insurance-related liabilities (c) Accrued interest (d) Mortgages and loans payable (e) Income taxes (i) Current (ii) Deferred (f) Obligations related to borrowed securities (9) Obligations related to assets sold under repurchase agreements (h) Deferred income (1) Derivative related amounts (1) Due to Head Office and related Canadian regulated Financial Institutions (k) Other 7. Subordinated debt 8. Shareholders' equity (a) Preferred shares (b) Common shares (c) Contributed surplus (d) Retained earnings (e) Non-controlling interests (1) Accumulated Other Comprehensive Income (Loss) 0 0 12,855,092 1,257,076 25,609,623 459,894 5,279,574 524,836 40,997 12,719,474 60,494,351 12,229 -65,496,582 0 9,007,517 2,847,690 196,313 155,017 34,164,173 99,892,255 90,011 29,429,907 0 21,759,899 7,276,453 0 0 15,463 5,848,065 13,501,072 308,136 32,012,464 0 4,477,826 0 9,007,517 2,847,690 21,759,899 7,276,453 (k) Other 7. Subordinated debt 8. Shareholders' equity (a) Preferred shares (b) Common shares (c) Contributed surplus (d) Retained earnings (e) Non-controlling interests (f) Accumulated Other Comprehensive Income (Loss) Total liabilities and shareholders' equity 0 0 15,463 5,848,065 13,501,072 308,136 32,012,464 0 4,477,826 973,211,078 0 391,077,647